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Furniture Financing

Smokey Mountain offers many payment options to make your shopping experience easy and worry-free.

We offer Layaway and Financing and we take cash, check, debit, PayPal, and all credit cards.


Our layaway plan is simple: Pick out what you want, put any amount down, make monthly payments to the store (any amount), once you have paid half of the total sale we will order the furniture for you. Easy as that!

Layaways can be as short as 2 weeks or as long 6 months. Whatever works with your schedule! Keep in mind that order times vary on different manufacturers merchandise. Contact the store for more details.

The Smokey Mountain Furniture credit card gives you the flexibility to pay for your in-store purchases over time while you enjoy your new furniture now!

You’ll enjoy these benefits:

• Convenient monthly payments to Synchrony Bank
• A revolving line of credit for your future furniture needs
• Special promotional offers where available, including no-interest and reduced rate interest plans

Click here to apply!